WHAT happens if I lose my passport??? - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine
Missing documents can turn adversity far greater than tinkering with their recovery. A stolen or lost someone documents some quirky citizens make good money, typing in a bunch of banks...Missing documents can turn adversity far greater than tinkering with their recovery. A stolen or lost someone documents some quirky citizens make good money, typing in a bunch of banks consumer loans.If you lost your documents, wait for big problems, often the owner of the missing passport in a month or suddenly discovers that owed the Bank, and sometimes more than one, or even receives a subpoena. To prove you're innocent, then have yourself, and it is sometimes stretched on for months.Our people are gradually getting used to living in debt, and banks are happy to serve potential customers. Specialists loans has registered almost in every supermarket, there is often neither the income statement nor the first installmentIt would seem that every Bank is interested not only give credit, but to get it back and checked the main documents вЂ“ the passport and identification code вЂ“ needs as carefully as possible. But in reality this does not always happen.Belated vigilanceIf you have lost your passport and indefinately code, or you have stolen these documents, it is not necessary to waste time with contacting the police. The fact that Your documents can take out a Bank loan, then it will be difficult to fight back. You will require the immediate repayment of the loan. And the situation can will so that Your papers will take more than a dozen credits. In such cases, it is enough to show a certificate of identity theft and you can contact the investigator, in charge of the case. Although not all financial institutions will calm down on this.May go to court. If your document is lost, and it made a loan or on the passport was issued guarantee, you can discover a subpoena. The document will indicate that allegedly the person who has taken a loan to pay it cannot and with You as the guarantor are going to reclaim the money in court.Worst of all, the police in such cases does not help. Confirm the theft of documents вЂ“ Yes, but, as you can see, for someone that's not enough.MIA offers to banks. For the moneyAbout how much mass there are frauds in this area, evidenced by the fact that the Ministry of internal Affairs of Ukraine has offered commercial banks a draft Contract on the provision of information services for banks access to information and reference system (IRS) regarding lost documents.Services, of course, paid, commercial banks will be required to provide information to verify the legitimacy of passports provided by the customers in carrying out banking operations.In January of 2008 at the meeting of the Association of Ukrainian banks, the representatives of the financial institutions discussed the project, but as we will soon be able to introduce the practice of access to the ISS, the Association is not yet know. Meanwhile, it would be nice to make this practice mandatory for all banks of Ukraine.If the Bank a little help from the police, serve him in courtNicholas Lukyanenko, head of legal Department at LLC Danko:If the police issued a certificate, the claims of banks unfounded. Humans have official confirmation that he is innocent of the fraud, and he is not obliged to further confirm his innocence. And even if the case goes to court, the Bank will not be able to prove. After the fact the Bank submits a statement to the police, and there are searching scams and criminal proceedings.If the pressure on the victim continues, he has the right to sue the Bank to court for compensation for moral damages in accordance with article.