Why you SHOULD NOT look for a job in the Bank???...banks are very CAUTIOUS... news about real estate, Kiev, Kyiv region. Real Estate In Ukraine
If you dream of working in the Bank and look for a vacancy of ferrarotti, it may be wise to hold off for now. There are a number of reasons why the position of the employee of the Bank may not meet your expectations...Why you should not look for a job in the BankIf you dream of working in the Bank and look for a vacancy of ferrarotti, it may be wise to hold off for now. There are a number of reasons why the position of the employee of the Bank may not meet your expectations.Business conducted a survey of banks to find out how the impact of the fall in lending is reflected in the salaries of employees.Bank managers are reluctant to recognize that the salaries of their employees are reduced from the instability in the lending market. They explain that "hurt" could only additional wages. That is, bonuses, premiums, commissions from sales.The reduced incomeIn one voice bankers argue that the salaries of employees of banks reduced lending volumes not affected. "If there is a need to reduce wages," says Alexander Stupka, head of personnel management Department of VAB Bank, the employee has a warning about this at least 2 months. This is assuming that the person can substantially change the conditions of work in terms of reducing load." At the same time bonuses of Bank employees recently become smaller. In those banks where this component was the lowest in the revenue structure, the staff of less experienced changes in consumer and mortgage lending."Salary is a fixed monthly income of the employee, and it cannot be reduced вЂ” it is contrary to the labour law", вЂ” says the expert. At the same time he does not hide that the decline in lending to the influences of the so-called additional income to the employee. "For the selling of our employees in all branches of the system works monosilane, which is directly tied to the amount of loans sold," says StopKa.The major share of income of employees of PrivatBank is the salary. On average it is 80% of the total material incentives for work. Extra money Bank employees can earn depending on their hard work and business acumen. "The bonus system is good, there are geniuses who earn a double salary," says Oleg Serga, a spokesman for the Bank.Banks are very cautious"We have no such anchor: have less to lend, let us salaries are lower," вЂ” says Igor Shevchenko, Director of sales retail banking products of the Bank Finance and Credit. The only thing here and could "suffer" employees, it's that the bonus was less. "However, we have the bonus portion of total revenues is negligible. Because when a person knows that he have to give to earn, he may eventually start to give out what will not return," adds Shevchenko. Thus, the reduction of lending volumes on the purse of the staff is almost not affected.According to Shevchenko, the amount of the bonus depends on sold by the employee of the amount of the loan. "It can be one loan of one million, maybe a hundred credits for a total sum of one hundred thousand," he says. The coefficient, which is used to motivate the employees of the Bank Finance and Credit, not affect the quantitative measure of credits and quality the total. Because it is this value that determines the income of the Bank.Financial institutions need staffCredit banking professionals who are engaged in attracting customers and making Bank loans, today employers, according to recruiting company World Staff, offering a salary in the $ 500-700. "Basically, banks take on the job of a graduate, and teach them," says Anna Bobel, Director of recruiting World Staff.Now for the banking sector characterized by low wages. According to Bobel, over the last six months they increased on average by $ 200. Thus banks try to deal with staff turnover.According to recruiting company brain Source international, over the last six months has increased the demand for workers in the lending departments of banks. "Of particular note is the increasing demand for specialists corporate lending, says Vladimir Sirota, consultant B2B company brain Source international. вЂ” As a rule, the position of the specialist of the corporate lending business requires people with experience and knowledge of a foreign language. Valuable professionals with experience in this field, banks must lure that increases their value in the labour market".In both retail and corporate lending, the salary of such professionals consists of rates and percent. According to Orphans, the rate of credit specialists of the retail segment on today, an average of $ 500-1700, corporate вЂ” from 1.5 to 4 thousand dollars.