WHAT Bank and HOW THAT'll TEACH Ukrainians to BORROW??? - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine

WHAT Bank and HOW THAT'll TEACH Ukrainians to BORROW??? - News about real estate, Kiev, Kyiv region. Real Estate In UkraineMore recently, banks massively lured customers loans with zero down payments. This allowed borrowers not desired to postpone the purchase indefinitely, and to make her "here and now". But soon the rules of the loan can change significantly. First have...The national Bank will teach Ukrainians to borrow.More recently, banks massively lured customers loans with zero down payments. This allowed borrowers not desired to postpone the purchase indefinitely, and to make her "here and now". But soon the rules of the loan can change significantly. First you have to accumulate a certain amount, and only then to go to the Bank for a loan.The impetus for this may prove to be the ruling, which is preparing to host the national Bank of Ukraine. It requires all commercial banks in lending to create a reserve for the full amount of the loan. But it is a requirement of the bankers can do, only significantly increasing the down payment. And the banks, "skate" which were loans with zero down payment, will be forced to cut these programs.The new rules apply to loans of all types, including mortgages and car loans. But especially they will hit consumer loans, which, according to experts, will be much more expensive or disappear altogether.In addition, the NBU will oblige bankers to require written consent of the borrower entering detailed data into the database of credit bureaus.



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