The DEPRECIATION comes on the heels: how NOT to LOSE DEPOSITS? - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine
Every day in our country is akin to the game "Field of miracles" anything can happen, anything can happen. Especially rich in surprises economic component of Ukrainian life. Sometimes, it seems futile to attempt to understand...Every day in our country is akin to the game "Field of miracles" anything can happen, anything can happen. Especially rich in surprises economic component of Ukrainian life. Sometimes, it seems futile to attempt to understand the intricacies of the decisions of the government, national Bank, Ministry of Finance, to minimize personal losses. But don't despair. As if not to increase, at least maintain earned by honest labor "good" learned Ricardo.com.ua.The hryvnia at the height ofOur native currency today was the most profitable, especially for those who like deposits. Here you need to thank the Bank for the recent "liberalization of the foreign exchange market of Ukraine. Benefit from the strengthening of the hryvnia is obvious - the average rate for six months to a year most of us are at the level of 18% per annum. Moreover, experts say that by the end of the year, this figure could rise to 20% per annum.So thanks to the head of the monetary Department Volodymyr Stelmakh is possible not only to maintain but also to increase their savings. However, there is one "but"! Shock inflation, which for the first four months have already reached 13.6%. By some estimates it will not stop and by the end of 2008, will cover the government forecast (15,3% ) and will be 18-20%. So it's hard to predict what the yield on hryvnia deposits you will receive for the New year.The decline of the dollarAnother favorite trick of Ukrainians tool storage savings вЂ“ the dollar loses its appeal. The American currency has long been reeling in the world, but the Ukrainians felt the vibrations of her course only a month ago. There is a high probability that oscillations can develop into more threatening forms of agitation if you take into account the danger of a war in the Persian Gulf. But we will not escalate!Predict that soon the hryvnia will not bind to the dollar. So open dollar contributions are very risky, to say "hopeless" case.But there is one little "but". First, Ukraine is not Russia, and obey logical line of things not used вЂ“ if they say, and even more claimed, it is not necessarily so, and Vice versa, respectively.For example, some experts claim that by the end of the year the dollar will return to its position, that is, it will cost your five hryvnias. So for the us currency might be realized and an optimistic scenario and you get a good profit.Unimposing EuroSo happened that the Euro is considered the most stable currency on the Ukrainian market, as, indeed, worldwide. Wealthy Europe struggling streetsa to protect their child from unnecessary disturbances. Because the eurocurrency constantly gains weight and, it would seem that these contributions should bring the most revenue. And-no! Is the revaluation of the hryvnia and then excludes any profit.Especially the future of the Euro is also very doubtful. Many analysts predict that developing countries won't want to fight the momentum of its development and this development will add to the weight of the US dollar. They say that the U.S. currency will discourage their positions, at least 5%.Total profit for euroclad can devour even the minimum dollar strengthening.Other valuesSavings can be held in gold. The yellow metal recently cost 923 USD per Troy ounce, and now a little lost in the price stood at around $ 880 per ounce. Of course, such price jumps do not portend anything good for metal contribution. Especially because those in the know say that by the end of the year, gold could drop to $ 800 per ounce in connection with the growth of the dollar. Because of the savings in the yellow metal now lead to the correct bankruptcy.And you can try your luck by becoming a depositor of a unit investment funds (UIFs). Predict that soon the stock market can grow to 30%, and it will be pulled and referred to the mutual Funds. But it should be noted that securities rather unstable article income вЂ“ many of them often lose in price. The same Central Bank that retain value, they force their owners in additional costs, insofar for possession of have to pay companies, asset managers. Besides do not forget that even if all goes well and you get profit, you will have to fork out for account maintenance, and to pay 15% income tax. Total, be prepared for the fact that the profit is not as high as originally anticipated.What to do?Bankers say that their savings is always necessary to use two or more financial instruments. For instance, practice shows that half of your savings need to stay in Bank accounts in national currency, while the second half should be equally divided on the Euro and dollar deposits. If you want to sweeten it you can play gold and securities.